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Annual Report

CO-OP ATM Locations

Debit/ATM Card SCAM

Fee Free ATM

Financial Statement

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RATE CHART

umicofcu.net Links!

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Financial Calculator

Liberty Check Order

ONLINE BANKING


umicofcu.net Rates
Savings Rates
	Share Accounts
	.50% A.P.Y.
	Holiday Club
	0.25%A.P.Y.
	CD Rates
	6month .652% A.P.Y . 12month .753% A.P.Y
Rates and terms are subject to change without notice. Deposits insured up to $250,000 by the NCUA, a U.S. Government Agency. Links New! Online Banking

Imagine 1, 6, or even 12 months of free internet service! We believe that through our new referral program anything is possible. As our valued customer we are giving you the opportunity to get in on the ground floor of this new program. In return for any friends or family that you refer to our service you will receive FREE service for yourself. It's our way of thanking you for talking about our service.

It's simple:

1. Talk about our service to all of your friends and family.

2. Have them call us toll free at (866)892-6165 to sign up for a new account.

3. Make sure they have your username to give us at the time of signup, so that we may properly credit your account.

4. Once your referral has had a current account with us for 2 months, and as long as your account is current with us, you will automatically receive a FREE month of service on your account!

This credit is non-transferable, and has no cash value. It may be used towards internet service only.

There is no limit to the number of referrals you can receive, so start spreading the word, and start saving on your own internet today!

LOOKING FOR YOUR ONLINE BANKING? **SCROLL DOWN THE PAGE AND CLICK ON THE LINK ON THE LEFT HAND SIDE*

WELCOME UMICO FCU MEMBERS!

We are proud to serve employees and their families of the Utica National Insurance Group

LOOKING FOR YOUR ONLINE BANKING?

VIEW THE LEFT HAND SIDE OF THE WEBSITE AND CLICK ON THE **ONLINE BANKING** LINK

IF YOU DONT ALREADY HAVE ONLINE BANKING - LET US KNOW AND WE'LL SET YOU UP!

GO GREEN! SIGN UP FOR E-STATEMENTS AND RECEIVE YOUR STATEMENT THROUGH YOUR ONLINE BANKING LINK

DID YOU KNOW THAT YOU COULD VIEW AND PAY YOUR CREDIT CARD ONLINE?

GO TO www.ezcardinfo.com

LOOKING FOR OUR LOAN RATES?

YOU CAN VIEW OUR CURRENT INTEREST RATES ON THE LEFT HAND COLUMN

WE OFFER *FEE FREE CHECKING*

*CHECK OUT OUR ATM LOCATOR ON THE LEFT*

WE ARE PARTNERED WITH THE CO-OP ATM NETWORK WHICH GIVES YOU THE ABILITY TO USE YOUR ATM CARD THROUGHOUT THE COUNTRY

(WE OFFER 4 FREE ATM WITHDRAWALS MONTHLY USING CO-OP ATM'S)

CONTACT US

MAIN OFFICE HOURS:

MONDAY - FRIDAY

9am to 3:30pm

(315) 734-2423 - 734-2426 - 734-2762

Fax (315) 734-2467

LOST OR STOLEN UMICO FCU

VISA DEBIT OR CREDIT CARD?

CONTACT NUMBER:

FOR VISA CREDIT CARDS 1-800-543-5073

FOR VISA DEBIT CARDS 1-800-754-4128

Sally Mae Smart Loan Option

(click on the link for more information)

http://go.salliemae.com/smartoption/?dtd_cell=SMLRSOPTRPSVN010141&CoBrandingID=000225

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Visa Gift Cards

Available

$10 Minimum

$500 Maximum

($3 Fee Per Card Purchase)

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